... interest rate and principle on a home mortgage. Supporters regard the threat of a mortgage modification in bankruptcy as a crucial tool to prod banks to negotiate with homeowners for more affordable terms. Critics argue the measure will create a flood ...

... large as the one that hit Oklahoma City, Moore, Midwest City and Del City, was bearing down on Dover. Mastalka had a crucial tool for dealing with the crisis: a weather warning system called OK-FIRST, developed by the Oklahoma Climatological ...